PNB FIXED DEPOSITS
ADVANTAGES OF FIXED DEPOSIT
PNB Housing provides safe investment options to various deposit schemes with attractive rate of interest. With over two decades of specialized experience in housing finance, PNB Housing has a robust network of branches spread across the country which help it customers avail financial services (loans and deposits) seamlessly.
Advantages of PNB Housing fixed deposits
CRISIL FAAA / Stable (Highest Safety) & “CARE AAA” by CARE- This rating indicates that the degree of safety regarding timely payment of interest and principal is very strong.
No tax to be deducted at source on interest income upto Rs.5000 per financial year
Loan facility up to 75% of deposit available from all branches of PNB Housing
Premature cancellation allowed after 3 months on the discretion of the company
Nomination facility available as per NHB guidelines
Regular Deposit upto
₹5 crore
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Tenure (Months)
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Cumulative Option* ROI (p.a.)
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Non-Cumulative Option ROI (p.a.)
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ROI (p.a.)
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Tentative yield to maturity
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Monthly
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Quarterly
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Half Yearly
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Annual
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12 – 23
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8.30%
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8.30%
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8.00%
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8.05%
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8.10%
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8.30%
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24 – 35
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8.30%
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8.64%
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8.00%
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8.05%
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8.10%
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8.30%
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36 – 47
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8.40%
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9.13%
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8.10%
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8.15%
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8.20%
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8.40%
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48 – 59
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8.40%
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9.52%
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8.10%
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8.15%
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8.20%
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8.40%
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60 -71
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8.45%
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10.00%
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8.15%
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8.20%
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8.25%
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8.45%
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72 – 84
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8.30%
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10.23%
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8.00%
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8.05%
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8.10%
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8.30%
|
120
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8.25%
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12.09%
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7.95%
|
8.00%
|
8.05%
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8.25%
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Special Deposit upto
₹5 crore
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Tenure (Months)
|
Cumulative Option* ROI (p.a.)
|
Non-Cumulative Option ROI (p.a.)
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ROI (p.a.)
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Tentative yield to maturity
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Monthly
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Quarterly
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Half Yearly
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Annual
|
|
15
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8.30%
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8.42%
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8.00%
|
8.05%
|
8.10%
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8.30%
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22
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8.35%
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8.62%
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8.05%
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8.10%
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8.15%
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8.35%
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30
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8.30%
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8.84%
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8.00%
|
8.05%
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8.10%
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8.30%
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44
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8.45%
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9.45%
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8.15%
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8.20%
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8.25%
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8.45%
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* For cumulative option, interest rate is
compounded annually on March 31st
# The yield mentioned is calculated using the first month of each tenure grid.
# The yield mentioned is calculated using the first month of each tenure grid.
*The above Rates of Interest are subject to
change at the sole discretion of PNB Housing.